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Budget 2013: New State Pension Moved Forward, Helps 80,000 Women

Created by Verity in Retirement and pensions


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خيار ثنائي لا إيداع مكافآت The new state pension will be in place starting April 2016 in a move that addresses the concerns of more than 80,000 women who would have reached retirement age before they became eligible for the flat-rate state pension.


see These women, born between 6 April and 5 July, 1953, would have been ineligible for the new state pension under the old timeline that implemented the new state pension in 2017, though male counterparts born within the same time frame would have qualified for the higher state pension because of differences in the state pension age.


What’s new?


طريقة المتاجرة بالذهب The new state pension will soon pay £144 a week to those who qualify for the ‘full basic state pension,’ which today pays little over £107 a week plus means-tested top ups. The new system will get rid of the complicated system of means-testing and abolish the state second pension (S2P), in favour of a flat rate for all.


go here The message, then, is clear: the government has made it easier to understand how much income you will be getting from the state. If you plan to retire on more than the £7,500 a year that the new state pension will pay, you need to start saving privately, either in a pension or an ISA, offered by providers like Shepherd’s Friendly.

بنك الفوركس  

تداول الاسهم الجديدة However, the new state pension does have a few new rules that everyone planning to retire after April 2016 should take into account. Instead of 30 years of National Insurance contributions, which is currently required for the full basic state pension, workers will have to make NI contributions for at least 35 years.

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استراتيجية الفوركس الخيارات الثنائية Anyone who has contributed for at least 10 years is eligible for part of the new state pension, though they won’t receive the full £144-a-week payment. Ministers argue that women will benefit from the new state pension because people who have registered as carers for the sick, disabled, or children under 12 will be able to claim National Insurance credits paid on their behalf.

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Further Changes


enter In the Budget 2013, the Chancellor also announced a cap on long-term care fees that will see millions of pensioners protected from 2016 onwards.

اشتري أسهم بمكتبة جرير  

go Too many people are forced to sell their homes, leaving their loved ones without an inheritance, simply because they developed a costly disease late in their lives. While the cap was originally planned at £75,000, George Osborne announced that it would be £72,000 instead. “You have to pay £72,000 of care costs but after that, for the rest of your life, those care costs will be covered by the state,” Mr Osborne said in his speech.


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